Calculators and tools

Use the following mortgage calculators and tools to assist you in planning for your approximate borrowings, costs and repayment amounts when purchasing property.

How much can I borrow?

Work out how much you can borrow based on your salary and existing financial commitments.

Borrowing power calculator
How much will my repayments be?

See how much you will have to pay based on the amount you borrow.

Loan repayments calculator
Saving time & money with extra payments

Find out how much time extra payments will reduce the life and interest of your loan.

Extra payments calculator
How much will I need to pay in stamp duty?

Use this calculator to see the amount of stamp duty you will have to pay on a property.

Stamp duty calculator
How much can I save with lump payments?

Find out how much a difference a lump payment at the beginning, middle or end of your loan will make.

Lump sum calculator
Compare last years income tax

Work out how much tax you will have to pay based on your salary.

Income tax calculator
Calculating a split loan

Determine how much you could save if you had a split variable / fixed interest rate loan.

Split loan calculator

Mortgage Calculators and Tools
  • Budget wisely
  • Know your limits
  • Be comfortable with your repayments
  • Allow for unexpected costs
  • Cater for your lifestyle
  • Consolidate debts
  • Determine your flexibility
  • Know what loan features you need
  • Get final costs from us
  • Move with confidence

Depends on the size of your deposit, the value of the property, and your servicing capacity (based on your income and how much you are able to repay).


Most mortgage lenders will require a deposit of 20% or more of the property price. Less may be required however will require mortgage guarantee insurance in most cases


Depends on the type of loan, intrerestr rate, payment term, and whether you pay monthly or fortnighly. Use us mortgage calculators to guide you.


Every state is different and may depend on the value, whether you are building or buying an established home. Read more in our FHOG article


It is a rate that includes both the interest rate and the fees and charges relating to a loan, combined into a single percentage figure that lets you compare loans from differengt lenders on a fair comparison.


This 'in principle approval' is usually valid for 3 months. Gives you the confidence on how much you can borrow before your purchase a property.


The cost of Stamp Duty varies between States and Territories. Subject to your personal loan circumstances, the cost of stamp duty can be included in the loan amount you borrow.

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