Purchasing your next property

  • We will find your next home loan
  • Many recent loan changes
  • New products & features
  • Application conditions changed
  • Various options for new loan
  • Move with confidence
  • Contact your Time Finance broker

If you are about to purchase your next property, or have just placed an offer and need to quickly arrange your finance, then the professional mortgage brokers at Time Finance have the experience to find the best home loan for your needs.

As an experienced property owner, you have the benefit of knowing a bit about loans, but whether you have purchased your current home recently, or if it's been many years since you last arranged finance, there have been many changes in the types of loans now available, the conditions of application, and the types of loan features. The recent world financial crisis has also meant that lenders review applications differently.

This is why the experience of a professional Time Finance mortgage broker is indispensable to you in understanding what is now available, and getting the right loan to suit your needs.

As an existing property owner, your options are a little bid broader than when you first set out. You have a number of options to consider, including:

If you are buying an investment property, also have a look at the section entitled 'property investors'.

There is also a new range of Mortgage Calculators & Tools to estimate borrowings and repayments.

It's time! Contact us now to get started

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Depends on the size of your deposit, the value of the property, and your servicing capacity (based on your income and how much you are able to repay).


Most mortgage lenders will require a deposit of 20% or more of the property price. Less may be required however will require mortgage guarantee insurance in most cases


Depends on the type of loan, intrerestr rate, payment term, and whether you pay monthly or fortnighly. Use us mortgage calculators to guide you.


Every state is different and may depend on the value, whether you are building or buying an established home. Read more in our FHOG article


It is a rate that includes both the interest rate and the fees and charges relating to a loan, combined into a single percentage figure that lets you compare loans from differengt lenders on a fair comparison.


This 'in principle approval' is usually valid for 3 months. Gives you the confidence on how much you can borrow before your purchase a property.


The cost of Stamp Duty varies between States and Territories. Subject to your personal loan circumstances, the cost of stamp duty can be included in the loan amount you borrow.

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